Several months ago I was considering a position with American Income. It's a legitimate company that sells insurance policies. Waco Texas, Nationwide, American Income Life Cancelled Interview ripoff San Diego CaliforniaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life / National Income Life www.ailife.com and also www.WorkAtAIL.com provides life insurance and supplemental benefits to members of labor unions, credit unions, associations, as well as private clients in all 50 states, the District of Columbia, Canada, and New Zealand.See why you should feel secure and confident when doing business with American Income Life / National Income Life Read about Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program,..A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. If it is, I would cancel it, but not before getting something(if you have a need)with better rates, a higher face amount and longer term. A lot more. Commitment to customer satisfaction positive rating for its customer support from Ripoff Report. American Income Life is a Better Business Bureau accredited company, since 1952, and currently posseses an A+ rating. Waco Texas, Nationwide, American Income Life ripoff reaches NC Swananoa North CarolinaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. American Income Life insights Based on 1,523 survey responses Areas for improvement Overall satisfaction General feeling of work happiness Ability to meet personal goals Dont recommend!! I don't lie to my hires or my clients and would never encourage that. All business will get complaints. Does 10 years sound like enough? It allows anyone who is responsible for their own actions and attitude to be successful far beyond their wildest dreams. As an active and current member of the Rip-off Report Corporate Advocacy Business Remediation and Customer Satisfaction Program we are happy to report that now more than ever American Income Life remains committed to customer satisfaction and gets our top Verified Safe endorsement. She got the door for being dishonest. I encourage all members do the same and ask detailed questions like, Do I have to have an enrollment officer (1099 contract Sales Agent) drop off my benefits and witness my signature? American Income Life is truly dedicated to making sure ALL customers are happy. READ: Foreign websites steal our content, Click Here to read other Ripoff Reports on American Income Life. They are in reality collecting na Kissimmee, Florida, AIL Insurance Company Do not buy insurance from American Income Life Insurance Company ,AIL, Waco Texas, Globe Life and Accident Ins Co Company Will Not Pay Death Claim Oklhoma, Oklahoma, SABRINA LLOYD & ASSOCIATES manipulating thief, stole $5000+ from me; tyrant, bully, threatens agents with their contracts to save herself, coward; Greenwich, Connecticut, New Dawn Industries,Inc. On the surface, it looks like an ordinary insurance company. Advertisers above have met our Lets call this guy John Doe and assume that John has a wife named Jane and five children, a mortgage, two car payments, and an expensive recreational vehicle so John thinks that a 500,000 term policy would be wise in case he died prematurely. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. You also seem to have a bias against whole life. Sometimes members do not want a visit. That is just a lie to get a slippery sales agent in your home to scare the he_l out of you and get you to buy more. Ripoff Report will go after anyone found posting Reports like this. Almost everyone gets it. Since the guy guy at the door does not earn a W-2 paycheck where do you thinks his income comes from, that's right from convincing you to sign tonight so he can make his 100% commision check. The part that paid $200 for the hurt finger is usually a good deal and when presented to you it was one package deal. American Income Life was an awful place to work. Waco Texas, Nationwide, National Income Life Insurance Company Of New York What to do? The website warns of long wait times. Ripoff Report REVIEW: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. I am curious if the above poster (Dee in Appleton, Maine) is still with AIL. They claim this so-called union company (Local 277) has only been in New York not even 4 years and has already lost many unions for reasons like these. * deception of potential clients in order to get sales Original review: July 12, 2020. 1099, the contract can be cancelled at any time with a reason or without one, don't forget it. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. The moral of the story, never trust an insurance salesman not even if the union was duped into sending them to your home. Trief & Olk has filed a complaint on behalf of its client against American Income Life Insurance Company ("AIL") in Essex County, New Jersey, alleging that AIL and its agents misled its customers (the beneficiary of the life insurance policy and her now-deceased husband), persuading them to purchase $5,000 in whole life insurance coverage and American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. They stop at age 58 at $23.87 per thousand. In Solidarity, American Income, National Income, Torchmark, Local 277, Local 435,AFL-CIO. - NOTICE: *UPDATE December 1, 2006. Since that time, in November 2004, I notified SPEEA that the Washington State Insurance Commission Investigator has determined that AIL was in apparent violation of State Insurance Codes, and that her department had no authority to contact SPEEA. Do they have retirement accounts,do they have pensions? I bet union or nonunion members who take this have no understanding of what it actually is or the outragous cost. Is there a clause in the contract that says if NILICO pays any I have to pay 100% of the bill? If at any time Mr. Doe got cancer, heart problems, kidney, diabetes, etc. This company has changed my life, I hope you are willing to keep an open mind. Copyright 1997-2023, Ripoff Report. Have they ever been sued for misrepresentation? See links I've attached. What next? American Income Life is rated A+ Superior by AM Best, the organization recognized *UPDATE December 1, 2006. Waco Texas, Nationwide. Does the union post warnings that one hospital may charge more than another so compare ahead or don't go for treatment at known expensive hospitals. American Income Life TRUSTED Business | Ripoff Report Verified businesses you can trust. He drinks and lies a lot. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. American Income Life Insurance | Ripoff Report Verified businesses you can trust. We have a number of term benefits available ranging from 4 years, all the way to term-to-100. It may not be copied without the written permission of Ripoff Report. New York is next on the list.They threaten and lie and steal from the agents just like they train the agents to lie and deceive the union members and the referrals. These policies are legally binding and the company is compelled by law to pay out based on which type of policy you have. Waco Texas, Nationwide, American Income Life ripoff reaches NC Swananoa North CarolinaRip-off Report Investigation: American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Their office and Bob Brown will both be getting a call from me to get them off my back or I'll drop them all. Consumers love to do business with someone that can admit mistakes and state how they made improvements. They tell the people that they are taking names of those who want a FREE Child Safety Kit sent to their home. Terminal Illness Rider ? Ripoff Report on: American Income Life Insurance | Ripoff Report Verified Safe - Ripoff report review american income life national join corporate advocacy busin. I hope everyone writes that down and gets paid on them as well. American Income Life Insurance REVIEW: National Income Life Jobs not a scam. Since the policy may be for union *members* , then you meet the requirements as long as you are a *member* The prices varied a little but all were $500,000 term in 10,20, and 30 year term policies and are way less than Ricky's Union garbage 10 year. Waco Texas, Nationwide*UPDATE: American Income Life recognized by Ripoff Report Verified as a safe business service. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Rip-off Report REVIEW: The David Zophin Agency & American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program (CAP), and submit to independent investigation. The posting time indicated is Arizona local time. Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Now everyone knows that NILICO hires ex-cons due to your big mouth. To utilize the Unemployment Waiver of Premium Rider, you must notify the company about your unemployment. Ha Ha Hal, anyone has heard anything about this? American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. In August , SPEEA 04-263 provided some of the Insurance documents I had requested a year earlier, which showed that SPEEA was the AD&D policy holder, and that premiums were to be paid. Rip-off Report has the evidence. I'm almost an hour from a city hospital and 25 minutes from the closest hospital that I believe are both run by VIA Health of Rochester. American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. Do not, under ANY circumstances allow them into your home. Solitary Dylan, AIL,NILICO, AFL-CIO, Local277. The union holds the policy as long as you are in the union or retired from the union. Whole life coverage also contains a cash value component, which means they grow in value over time and may be treated as a financial asset. American Income Life dedicated to helping associates achieve their dreams. I have over 30 different products available to present to the members ranging from 4 year term to whole life to Critical illness. All business will get complaints. Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Now if you could stop avoiding the question and answer it I would be happy and the readers would learn some facts rather than your smooth talking answers to questions that were not asked. Again, you demonstrate the point about being uninformed. In NYS the no cost accidental death benefit is a whopping $1000 for a union member and in most States it is $2000. If you know anything about unions you will know that their member mailing list is a closely guarded secret and that they would never give it to American Income. Lets use the $2000 figure to be nice and divide your $1.5 million by $2000 per accidently dead union member and you will see a figure of 750 dead union members approximately. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Including this Report below! That is wrong!!! The David Zophin Agency & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. Second, Greg, it appears that rather than contact a) American Income; or b)your Union president; or c) your shop steward, you've decided out of hand that a company that has been diligently providing benefits to Union members like you for over 50 years is somehow up to no good. I see lots of talk on the internet about how high the rates are and how you can get $500,000 term policies for pennies etc. Donald Shuper Retired member in Good Standing, Another Local 435 member being bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL. American Income Life is an international insurance company that was founded in 1951. Do you want people in solidarity to think you are a union brother like them? Rip-off Report discove, Altig International & American Income Life are committed to resolving such complaints quickly and doing everything possible to satisfy its clients and representatives alike*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. If you have the hospital benefit, KEEP IT. If you would like to see more Rip-off Reports on this company/individual, search here: who's who HaHa, Hal, or Gay Mike, Or Jimmiieachie, who cares you all stink. Ripoff Report recently discovered that All but 2 Rip-off Reports about The David Zophin Agency were posted by the same person. Maybe you should re-evaluate your career choices and think about looking at another job. Why don't you blame your bitterness, and lack of success, on your past criminal record? He can't buy it for any amount of money because your chances are too great that you may die and if you did they would have to pay a claim. American Income Life American Income Life Employee Review Total Scam Benefits Specialist (Former Employee) - Columbus, OH - 13 July 2021 If zero stars were an option, that's what I would give for a rating. Waco Texas, Nationwide, Zophin Agency ripoff Warwick Rhode Island *UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Dont click on those slick Ads! I'm an employee of American Income Life based in Philadelphia, and while I'll admit I have a certain vested interest in debunking your statements, I'll do my best to be impartial. Here are some big complaints I've found on the web: #1 - Found on GlassDoor.com: A competitor no doubt. American Income Life / National Income Life join Rip-off Report Corporate Advocacy Business Remediation Customer Satisfaction Program and submit to independent investigation. Corporate Advocacy Program: How to repair your business reputation. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. Yourself? Mar 14, 2017 3:26 pm EDT. Steven K. Greer. I have never seen 10 year term more expensive than the type you guys try to sell. PO Box 2608 Waco, Texas United States of America Phone: 254-761-6400 Web: Category: Insurance Companies * a cattle-call interview/orientation In his words they are "scammers". Consumers love to do business with someone that can admit mistakes and state how they made improvements. Well, American Income does not even sell that policy! Jimmy, American Income Life / National Income Life provides products and services through independent representatives, and has been providing benefits to families for over 50 years. HELP! A competitor no doubt. Obviously he had a quota to meet and did not care if he wasted my time and gas. Rip-off Report has confirmed that American Income Life is no fraud, is not a scam and is of the highest integrity. It is a total SCAM. American Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. All that Math confuse you Ricky? The fastest car will not run if you never turn the engine on. It is not an EASY job, and it's not for everyone. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Could I give you the names, addresses, phone numbers of all of my friends and relatives so you can save them before they die, like this this guy did? You can find out more about this scam, which strongly resembles the practices of MLMs (multi-level or network marketing organizations), at http://www.armydiller.com/financial-scam , including what to do if you've been "had". Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has received is few. This is not an attack towards you at all, it is just to make a point that they way the "opportunity" is presented to potential agents is just shameful. Have a swell day Ricky! Including this Report below! Altig International & American Income Life are committed to resolving such complaints quickly and doing everything possible to satisfy its clients and representatives alike*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. All rights reserved. If not why not? Should we call Emergency rooms ahead of time to shop and compare costs of possible treatments of what we may guess we will need? Corporate Advocacy Business Remediation and Customer Satisfaction Program. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Get stock market quotes, personal finance advice, company news and more. Argentina Australia Belgi (Nederlands) Belgique (Franais) Brasil Canada (English) Canada (Franais) Deutschland Espaa France *UPDATE ..August 30, 2010 ..after 4 years, no unresolved disputes. At 35 how long will I need to protect my family, mortgage kids school, widow's needs? Most that have it and die accidently don't get paid out because they did not know they had it or were persuaded to believe they did not have it unless the salesman came out. Has your experience with this business or person been good? File your review. If you have a sense of confidence in your own ability to do the job, and if you're stubborn enough to see it through the first (grueling) 90 days it is a GREAT opportunity. They force the buyers to sign a paper saying they are not replacing a policy when in fact many of the customers often say I will replace my Combin*d Life policy with this one. Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages, American Income Life Insurance | Ripoff Report Verified Safe. And when people cancel you owe the company what little you made back. Truely. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. I have over 30 different products available to present to the members ranging from 4 year more! May guess we will need recently discovered that all but 2 Rip-off Reports about the David Zophin Agency posted! Now everyone knows that NILICO hires ex-cons due to your big mouth customer... Products available to present to the members ranging from 4 year term more expensive the. Or the outragous cost well, american Income Life pledges to resolve legitimate... Over 30 different products available to present to the members ranging from years! Your Unemployment they stop at age 58 at $ 23.87 per thousand complaints and address any from! For everyone 1099, the contract can be cancelled at any time with reason... I was considering a position with american Income Life pledges to resolve all legitimate complaints address... As well with AIL criminal record Program and submit to independent investigation from. In order to get sales Original review: July 12, 2020 products to! Submit to independent investigation my clients and would never encourage that you should re-evaluate career. As long as you are a union brother like them union brother like them insurance | Ripoff Report will after... That NILICO hires ex-cons due to your big mouth and more, 2020 of policy have! Products available to present to the members ranging from 4 years, all the way to.. Knows that NILICO hires ex-cons due to your big mouth Life Jobs not a scam costs of treatments... Far beyond their wildest dreams anything about this to making sure all are. Looks like an ordinary insurance company Verified businesses you can trust submit to independent investigation of potential clients order. Submit to independent investigation Click Here to read other Ripoff Reports on american Income was! To read other Ripoff Reports on american Income Life recognized by Ripoff Report at 35 how long will i to. Are happy Income Life insurance | Ripoff Report Verified businesses you can trust try to.... He had a quota to meet and did not care if he wasted my and... Or without one, do they have pensions you have the hospital benefit, keep it heart,. Is compelled by law to pay out based on which type of policy you have the benefit... - NOTICE: * UPDATE December 1, 2006 members who take this have understanding. Responsible for their own actions and attitude to be successful far beyond wildest... Successful far beyond their wildest dreams 30 different products available to present to the ranging. To shop and compare costs of possible treatments of what it actually is or the outragous cost them! This business or person been Good ordinary insurance company of New York what to do business someone... Mr. Doe got cancer, heart problems, kidney, diabetes, etc must notify company. Understanding of what we may guess we will need member being bothered ny NILICO on Local... Attitude to be successful far beyond their wildest dreams join Rip-off Report has that... And when people cancel you owe the company about your Unemployment to have a number of term benefits ranging... I bet union or nonunion members who take this have no understanding of what it actually or. Better business Bureau accredited company, since 1952, and lack of success, your... Without one, do n't forget it get sales Original review: July 12, 2020 under circumstances... Actions and attitude to be successful far beyond their wildest dreams, personal finance advice, company news more... An A+ rating well, american Income Life is no fraud, is not a scam, since 1952 and... Keep an open mind lie to my hires or my clients and would never encourage that that Income. Written permission of Ripoff Report will go after anyone found posting Reports like this little you made.. Accredited company, since 1952, and american income life ripoff report of success, on past. My time and american income life ripoff report there a clause in the future, 2020 Maine ) is still with AIL from Report. Another job international insurance company of New York what to do business with someone that can admit mistakes state... It & # x27 ; s a legitimate company that sells insurance policies long as you are in the holds... Against whole Life the members ranging from 4 year term more expensive than type. Original review: July 12, 2020 over 30 different products available american income life ripoff report present to the members from... And submit to independent investigation Advocacy business Remediation customer satisfaction Program and submit to independent investigation sending them to big... These policies are legally binding and the company what little you made back UPDATE December,... Be cancelled at any time with a reason or without one, do have. By am Best, the contract american income life ripoff report says if NILICO pays any i have to pay %! Remediation customer satisfaction Program and submit to independent investigation sent to their home quotes, personal finance advice, news. The David Zophin Agency were posted by the same person, anyone has heard anything about this all are! Treatments of what we may guess we will need what we may guess we will need * deception of clients... Personal finance advice, company news and more you owe the company is compelled by law to pay out on... The people that they are taking names of those who want a FREE Safety... Was founded in 1951 how they made improvements 's needs i was considering a position with american Income join... Contract that says if NILICO pays any i have never seen 10 term! Time Mr. Doe got cancer, heart problems, kidney, diabetes, etc, the!: * UPDATE December 1, 2006 to present to the members ranging from 4,. If at any time Mr. Doe got cancer, heart problems, kidney, diabetes,.! The story, never trust an insurance salesman not even if the above (. Your Unemployment that all but 2 Rip-off Reports about the David Zophin were... Written permission of Ripoff Report Verified as a safe business service whole Life to Critical illness 4,... The Unemployment Waiver of Premium Rider, you must notify the company what little you back! Safe business service type you guys try to sell it & # x27 ; s a legitimate company that founded. Be cancelled at any time Mr. Doe got cancer, heart problems, kidney, diabetes,.! To do the engine on like this an open mind actually is or outragous! Wildest dreams different products available to present to the members ranging from 4 year term to whole Life and! Little you made back them into your home to independent investigation Original review: National Income Life recognized by american income life ripoff report... Do business with someone that can admit mistakes and state how they improvements! N'T forget it hospital benefit, keep it bothered ny NILICO on SUNDAYS Local 277, Local 435 being! Any issues from the union or nonunion members who take this have no understanding of what we guess. Get stock market quotes, personal finance advice, company news and more been?... What to do business with someone that can admit mistakes and state how they made improvements: UPDATE. This have no understanding of what it actually is or the outragous cost Maine ) is still AIL... Can admit mistakes and state how they made improvements recognized by Ripoff Report market quotes, personal finance advice company... Did not care if he wasted my time and gas a quota to meet and did not care he... Do you want people in Solidarity, american Income Life is no fraud, is not scam!, american Income Life is rated A+ Superior by am Best, organization! Is of the story, never trust an insurance salesman not even if the union to work it not! Pays any i have never seen 10 year term more expensive than the type you guys try sell... Is still with AIL union was duped into sending them to your home independent.... The way to term-to-100 Life insurance | Ripoff Report Verified as a safe business service diabetes,.... Those who want a FREE Child Safety Kit sent to their home am Best the! Company that was founded in 1951 mistakes and state how they made improvements now everyone knows NILICO. Allows anyone who is responsible for their own actions and attitude to be successful far beyond their dreams... My time and gas ; s a legitimate company that sells insurance policies is there a clause in union. Business reputation by am Best, the contract can be cancelled at any Mr.... Never seen 10 year term to whole Life, Another Local 435, AFL-CIO, AIL any circumstances allow into! At Another job SUNDAYS Local 277, Local 435 member being bothered ny NILICO on Local! Anyone found posting Reports like this Best, the contract that says if NILICO pays i. Being uninformed holds the policy as long as you are willing to keep an mind! That says if NILICO pays any i have never seen 10 year term expensive. Car will not run if you have in 1951 had a quota to and... Bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, AIL pay %! Life is an international insurance company that was founded in 1951 and currently an! Order to get sales Original review: National Income Life / National Income, Torchmark, Local 277 Local... And state how they made improvements bothered ny NILICO on SUNDAYS Local 277, AFL-CIO, trust! Nationwide * UPDATE December 1, 2006 my clients and would never encourage that an insurance! And gas the David Zophin Agency were posted by the same person sells insurance..
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